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A New Breed of Pet Insurance

Protect your pet while saving the life of another.

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Toto Cares

 

Millions of Dogs and Cats Are Euthanized Every Year Due to Cost. Your Toto Policy Makes a Difference.

1 in 5 Dollars

of the fees we earn goes to save dogs and cats with treatable conditions through our TotoCares Vet Fund.*

*Toto earns 15% of the premium.

Tap on the images below to learn more about each successful TotoCares case.


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Tank Comes Home
TotoCares-Success
Pit Bull’s Intestines Cleared with Surgery
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Family's Pup is Saved After Deadly Infection
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Lifesaving Surgery For Stray Kitten
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Toto Grant Helps Konna Run Again

Smart, Customizable Pet Insurance for You and Your Pet's Needs

Our goal is to make the process of purchasing pet insurance easier, less confusing and dare we say...fun?

Fast
Payment

We get it. You need your payments...and fast! Most claims processed within 3-4 days.

Use Any
U.S. Vet

Love your vet? We totally understand. Feel free to use any vet you like in the U.S.

30-Day
Guarantee

If you're not fully satisfied, you can cancel within 30 days and receive a full refund.**

Unlimited
Benefits

Receive up to 90% back for your vet bills and enjoy the benefits of unlimited annual coverage.

Total
Protection

Opt in to our total protection with our Defender and DefenderPlus wellness and prevention coverage.

Extended
Coverage

Choose the additional coverage options that makes the most sense for you and your pet.

**Not available in all states and only if no claims have been filed.

What's the Lifetime Cost of My Breed?

Calculate the health risk of your dog or your cat as well as the average Total Lifetime Cost you can expect to pay.

Breed health cost calculator

Connect with Us

Follow us on social media or subscribe to our email list.

We’re a Proud Benefit Corporation

This means that we're a company dedicated to using business as a force for good through higher standards of purpose, accountability and transparency. Our mission to save pets is just as important as any profit goals we have.