Because Pet Insurance Needed Some Heart
The New Face of Pet Insurance
Designed by and with pet parents (just like you) and backed by over 30 years of insurance experience, Toto Pet Insurance™ has re-imagined pet insurance with a heart. Say goodbye to more insurance than you need, gotchas, and costly add-ons. It's time to say hello to smart plans, great prices, and lots of heart. We think that's what you and your pet deserve.
Just The Right Amount Of Insurance
Toto Pet Insurance doesn't try to sell you more insurance than you need. Instead, our approach to pet insurance involved analysis, in conjunction with our carrier partner, of over 575,000 pet insurance claims and over 200,000 policies to hand-pick our custom annual limits that provide smart coverage at affordable prices. Rest easy knowing you can be covered for up to 90% of your vet bills.
Pet Insurance Coverage Without the Gotchas!
We don't believe in the usual insurance "gotchas" or surprise add-on costs. That's why all of our accident and illness plans are chock-full of benefits in one simple plan and one complete price. With Toto, you get nose-to-tail protection that can help you save thousands over your pet's lifetime. Here are the "extras" included in all of our plans:
* Inherited and Congenital Condition coverage only included for pets under 9 years old at time of enrollment. Final Respects coverage only included for pets under 5 years old at time of enrollment.
Smart Pet Insurance Coverage and Affordable Prices with a Personal Touch
No matter what accident and illness plan you choose, you can enjoy nose-to-tail coverage. Your plan can further be personalized with your choice of 3 deductibles and 3 reimbursement levels allowing you to design your coverage at a cost that meets your personal needs. With Toto, it's always simple, smart and affordable - with nearly any budget in mind.
Many Common Pet Accidents and Illnesses
Accidents and Illnesses
Cancer and Growths
Costly and Advanced Treatments and Services
MRIs and CT Scans
Radiology and Lab Tests
Many Items That Some Other Plans Exclude or Charge Extra For:
* Hereditary and Congenital Condition coverage only included for pets under 9 years old. Final Respects coverage only included for pets under 5 years old.
What’s Not Covered
Anal Gland Expression
Toto Cares: Your Heart Is Our Heart
Pick from our selection of amazing charity partners when you join the Toto family, and we’ll make a yearly donation on your behalf.