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Pet Insurance for Them, Peace of Mind for You

Customize a pet insurance plan that suits your budget and provides the protection your pet needs.

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How Pet Insurance Works

We know that pet insurance can be a little confusing. That’s why we’re here to help with a quick overview below as well as additional answers in our Pet Insurance 101 FAQs section.


Get Vet Treatment

You purchase Toto Pet Insurance to protect your pet.

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File a Claim

File your claim easily with Toto by email, phone, fax or snail mail.

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Get Reimbursed

Receive a fast payment of up to 90% reimbursement for treatment.

Veterinary Coverage Options

Below is our CompanionCare base coverage offering with add on coverage options. Click on each coverage button to learn more.

Your Policy Saves Other Pets’ Lives

Toto policyholders make it possible for us to fund TotoCares, a fund for veterinarians that gives them the financial resources needed to provide vital medical treatment to less fortunate pets.

Additional Questions About Pet Insurance?

Visit the Pet Insurance 101 section of our FAQs page for more answers to some of your burning questions.

Pet Insurance FAQs

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