
Worry-free pet insurance for all pet families.
No short leash.
Enjoy even more puppy breath kisses, midnight zoomies, and big stretches.
We’re Toto.
Hi, we’re Toto!
We believe that every pet deserves a lifetime of love, care, and unforgettable memories. That’s why we’ve designed fully customizable dog and cat insurance plans that don’t compromise on coverage, so you never have to think twice about getting them the veterinary care they need to thrive.
What do Toto pet insurance plans cover?
Every pet insurance plan comes with coverage for pre-existing conditions, nutritional supplements, and more, with no hidden fees.

Hereditary and Pre-Existing Conditions
Pre-existing and hereditary conditions are fully covered after a 365 day waiting period.
Emergency Care
From hospitalization and surgery, to treatment for toxin ingestion, injuries, and broken bones.
Prescription Medications and Supplements
No more stress about getting your furry friend the meds they need.
Alternative Therapies
Acupuncture, chiropractic care, aromatherapy and other holistic treatment options.
Diagnostics
Blood tests, X-rays, lab work, MRIs and CT scans.
Final Respects
Toto supports you as you say farewell and honor your pet’s memory with grace and respect.
We believe that every pet deserves a lifetime of love, care, and unforgettable memories.
Friends of Toto
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